01
Map each product event to the right journal
Send invoices, payments, fees, refunds, or domain events through one typed accounting surface.
Embedded accounting
EmbeddedAccountingfor YourPlatform
Launch accounting features in days instead of quarters — no ledger team to hire, no double-entry engine to build or maintain. Programmable journals, webhooks, and Model Context Protocol for governed agent access—all grounded in books your finance team and auditors can trust.
FintechsVertical SaaSAI agentsEmbedded finance
- 01First journal in minutes
- 02MCP-native agent tools
- 03Audit-ready by design
paprel ▸ journals
live201POST/v1/accounting/journals
validatedref po_1Q3aBcd
Stripe payout · acct_1Q3aBcd
2026-05-16USD
AccountDebitCredit
1010 Cash · Operating$1,240.00—
5300 Payment Processing Fees$35.50—
4000 Revenue—$1,275.50
Totals $1,275.50$1,275.50
Net income
$1,240.00
Assets = Liabilities + Equity
$1,240.00 = $0.00 + $1,240.00
Illustrative loop — see the API docs
How Paprel works
Turn product activity into books your team can trust
Paprel converts the financial events in your product into balanced, traceable records—ready for workflows, reporting, and governed automation.
02
Enforce balance before records are posted
Validate every debit and credit, rejecting incomplete or unbalanced entries at the boundary.
03
Keep every change explainable
Retain source context, actor attribution, and audit history across corrections, retries, and automation.
04
Open the books safely to operators and agents
Grant scoped access to inspect reports and prepare drafts without bypassing accounting controls.
Three primitives. One ledger of record
Paprel sits between your product and the books your finance team trusts.
01 · CONNECT
Your platform calls Paprel
Send transactions over a typed API, an SDK, or an MCP tool call — same surface, same primitives.
POST /v1/accounting/journals
- Surfaces
- API · SDK · MCP
- Signals
- signed webhooks
02 · POST
Double-entry journals, validated
Every event lands as a balanced journal in an immutable ledger. Multi-entity, multi-currency, audit-ready.
balanced or rejected
- Controls
- double-entry validation
- Built in
- multi-entity · audit history
03 · READ
Reports + reconciliation, in real time
Trial balance, P&L, balance sheet — and a programmable surface to build whatever views you need.
GET /v1/accounting/reports
- Outputs
- P&L · balance sheet · reconciliation
- Delivery
- real-time · queryable
Developer quickstart
Post your first balanced journal
Send one request from curl or any HTTP client. Generate typed SDKs from Paprel’s OpenAPI 3.1 specification when you are ready to integrate.
Generate SDKs with your preferred OpenAPI tooling.
Explore API speccurl https://api-sandbox.paprel.com/v1/accounting/journals \
--request POST \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer YOUR_SECRET_TOKEN' \
--data '{
"currency": "USD",
"date": "2026-06-11",
"description": "Initial journal",
"exchange_rate": "1",
"is_manual": true,
"lines": [
{
"account_code": "1010",
"debit": "100.00",
"credit": null
},
{
"account_code": "4000",
"debit": null,
"credit": "100.00"
}
],
"posted": true,
"reference": "INIT-001"
}'Ledger, workflows, and reporting—already connected
Build invoicing, payables, adjustments, multi-entity books, and financial reporting on one controlled double-entry foundation.
Surface API SDK Webhooks MCP White-label
Capability Map01
Ledger & Adjustments
Keep journals, reversals, credit notes, and corrections balanced on an immutable double-entry ledger.
02
Invoicing & Payables
Run receivables, expenses, and payables inside your product with structured accounting behind every document.
03
Multi-Entity Delivery
Support subsidiaries, regions, client books, and branded finance experiences without mixing their controls.
04
Reporting & Governance
Surface financial statements, ledger detail, audit history, and operational reporting from one source of truth.
See how Paprel fits your product
Explore accounting patterns for vertical SaaS, fintech, marketplaces, lending, commerce, and property platforms.
Vertical SaaS
Accounting inside the workflow product
Add invoicing, expenses, reports, and multi-entity books for SMB operators without sending them to a separate accounting tool.
Fintech
Books tied to money movement
Map accounts, cards, lending, treasury, and transaction events into double-entry records your customers can operate from.
Marketplaces
Multi-entity books for sellers
Turn fees, settlements, payouts, refunds, and adjustments into seller-level books and platform-level finance visibility.
Lending
Audit-ready books for credit
Map disbursements, repayments, interest, and fees to double-entry records your borrowers, partners, and auditors can trust.
E-commerce
Merchant books, not order exports
Turn orders, payouts, fees, and refunds into real double-entry books merchants and their accountants can run on.
Property management
Books per property and owner
Rent invoicing, property expenses, and owner statements — every entity gets its own ledger with portfolio-level visibility.
Accounting context your AI can trust
Give agents scoped access to live ledger data, draft actions, and audit trails — without handing them the keys to the books.
Foundation
AI-Ready Accounting Infrastructure
See how embedded accounting creates governed context for automation, reporting, and AI agent workflows.
Read the overview
Trust Layer
Accounting Infrastructure for AI Agents
See how permissions, ledger structure, and reviewable actions let AI agents operate safely in finance.
Explore the trust model
Interface Layer
MCP for Governed Accounting Agents
Learn how MCP exposes accounting tools, ledger context, and draft actions through one governed interface.
Learn how MCP fits
Questions before embedding accounting
Practical answers about embedded accounting, governed AI workflows, MCP, deployment, permissions, and rollout.
Still have questions?
Talk to the team that's shipping this. Architecture reviews, integration guidance, and pricing without the dance.
Evaluate Paprel
Build in sandbox, launch with a production trial
Use sandbox for developer testing with no billing. When you are ready for real workflows, start production on a monthly plan with a 14-day free trial.
API-First Delivery
Audit-Ready Controls
Sandbox And Guided Rollout