
How to Use OpenAPI to Generate and Maintain an SDK
If you are exposing an API and expect other teams to build on it, the SDK question arrives quickly.
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Latest articles and field notes tagged Fintech.
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If you are exposing an API and expect other teams to build on it, the SDK question arrives quickly.

Many embedded accounting discussions focus on ledgers, invoices, or reporting. Those are important. But in day-to-day finance operations, bank reconciliation is often where product quality becomes most visible.

When teams first explore embedded accounting, the general ledger gets most of the attention. That makes sense. The ledger is the accounting backbone.

An embedded accounting product can have a strong API and still feel hard to integrate.

Neobanks have already changed how businesses open accounts, move money, issue cards, and manage payments. But for many SMB customers, banking is only part of the job. They also need to understand what their activity means financially.

AI is changing how software teams think about operations. It is also changing what customers expect from products that manage money, workflow, and financial data.

Every serious embedded accounting conversation eventually becomes a build-versus-buy discussion, and the build estimate is almost always wrong in the same direction.

Fintech products are excellent at moving money, displaying balances, and orchestrating financial activity. But once the product starts supporting more complex finance workflows, a basic transaction table is no longer enough.

Many platforms want to add accounting capabilities without sending customers into a separate product experience.